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Privacy Statement

First Tulsa Federal Credit Union

A Federally Chartered Credit Union

for

Tulsa employees and retirees of First Data Resources and family members *

Retirees of Shell Oil Company and family members *


* Family members related by blood, marriage, or adoption

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

In compliance with the requirements of Section 326 of the USA Patriot Act, we will ask a new member
for certain identifying information, including at minimum:

• Name

• Date of Birth

• Physical Address Information

• Social Security Number

FIRST TULSA FEDERAL CREDIT UNION'S PRIVACY POLICY

At First Tulsa Federal Credit Union, your privacy is top priority. This notice describes how we protect the privacy of your personal information and gives you an opportunity to let us know if you do not want certain information about you disclosed to other parties. Throughout this notice, the word "information" refers to personal information about you that may not be publicly available.

Information That We Collect and Disclose to Others

We collect information about you from the following sources:

Applications and other forms you submit to us.
Information about your transactions with us.
Information about your transactions with others.
Consumer reporting agencies.

We may disclose all of the information that we collect, as described above.

Parties to Whom We Disclose the Information

We may disclose information about you to the following types of parties:

Financial service providers, such as those that provide mortgages, securities, credit cards, and insurance services. At the present time, we do not disclose any nonpublic personal information about our members and former members to anyone, except as permitted by law.

We may disclose all the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may also disclose information about you under other circumstances, as permitted or required by law.

If you decide to terminate your membership with First Tulsa Federal Credit Union or become an inactive member, we will not share information we have collected about you, except as may be permitted or required by law.

How to Opt Out of Certain Disclosures of Information About You

If you prefer that we not disclose information about you to parties that are not affiliated with the credit union, you may "opt out" of these disclosures. That is, you may direct us not to make those disclosures. This "opt out" will not apply to disclosures that are permitted by law and will not apply to dosclosures to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. If you wish to opt out of disclosures to parties that are not affiliated with the credit union, please submit an e-mail with the wording provided below to exercise this right.

How We Protect Your Information

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your information.

E-Mail Requirements

Please submit an e-mail or letter with the following wording:

I request to be excluded from solicitations by First Tulsa Federal Credit Union and third party providers working for First Tulsa Federal Credit Union.
Also provide us with your name and address.

If mailing your request, please send it to:
First Tulsa Federal Credit Union, P.O. Box 470192, Tulsa, OK 74147-0192.

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